Miley Cyrus uses adult toys as home decor RADIO.COM
Miley Cyrus uses adult toys as home decor RADIO.COM
Anticipating some last-minute company? While you may not have time to scrub down the house, some simple tricks of the trade will make it look like you did. Prepare your home for the unexpectedâeven if the unexpected is your mother-in-law inviting herself over for dinner.
Take a whiff:
Burning a few candles around the abode will not only brighten up the space, but it will also upgrade the usual aromas of your home. Light up a rich Mahogany Teakwood in the den, or perhaps indulge your guestsâ senses with a fresh Vanilla Bean scent in the kitchen.
Upgrade your low-key loveseats and couches with hints of color. Take decorative pillows and throws out of the closet and add them as accents to the coziest spots. Be sure to fluff them, and then watch as everyone sits back and relaxes.
Reduce, reduce, reduce:
Having a magazine or book at armsâ reach in every room may be convenient, but there are stylish ways to hide them away. Minimize your reading materials clutter by stashing them in a basket or bin. It instantly improves the ambiance of your living space.
Show off your green thumb:
Pick out a simple bouquet from your garden and proudly display it on the dinner table. Also, swap out the run-of-the-mill vase with an empty wine bottle to highlight your creativity and charming style.
Feng shui the space:
If you havenât moved your couch since it was first delivered, nowâs the perfect chance to rearrange and harmonize the room. Even the simple act of angling your furniture a few inches can make each living space look brand new.
Throw it down:
Every room needs an anchorâand for those who are missing one, a bright throw rug brings the space together.
The post Be My Guest: How to Get Your Home Guest-Ready in 15 Minutes first appeared on Century 21Â®.
Why dark walls could change your home for the better, according to interior design experts – Insider INSIDER
Back to school season is in full swing, and that means your kids will be coming home with more and more homework. They will need a productive space to study, and your home office can be a good option. But the office may need a few essentials before itâs ready for the school year.
Get Good Lighting
Studying in the dark can strain your eyes or put you to sleep. To avoid the likelihood of snoozing during study time, youâll want to have adequate lighting. Add a small desk lamp, a floor lamp, or a brighter bulb in your overhead lighting.
Your kids will ideally spend a lot of time studying in the office. Make it comfortable. Invest in a good chair or a lumbar support cushion.
Keep Supplies Within Reach
Your kids may need pens, pencils, paper clips, glue sticks, and all of the things on their long back to school shopping list. Try to fit the necessary supplies in arms reach. Set up pencil holders on the desk surface, or dedicate a drawer to school supplies. If they can simply grab what they need, theyâll be likely to save time and stay on track.
People are more productive when they work in an organized space. So instead of throwing supplies and papers anywhere, make sure everything has a place. Invest in folders, binders, and a file cabinet (and make sure the entire family uses them).
Creative work is done best in a visually pleasing space, so donât skimp when it comes to interior design. Personalize the space and make it one where your family actually enjoys spending time.
Get your home office in shape. Your entire family may be more productive as a result.
The post Back to School: Home Office Essentials first appeared on Century 21Â®.
According to Census data, more than 17% of American households earn between $50,000 and $74,999, making it the income bracket comprising the highest number of people. This large cohort may not be among the most handsomely paid in the U.S., but strategically living in a place with robust employment opportunities and a lower cost of living can help Americans stretch their dollar further and enable them to sock away ample savings. With that in mind, SmartAsset decided to find the best cities in America for those with an annual income of $60,000, the sweet-spot of this range.
To find the best cities in America to live on a $60,000 salary, we compared 97 cities (all with a population of at least 60,000 and a median household income of between $55,000 and $65,000) across the following nine metrics: median household income, median monthly housing costs, housing costs as a percentage of a $60,000 income, entertainment establishments per 10,000 residents, civic establishments per 10,000 residents, percentage of people without health insurance, average commute time, unemployment rate and poverty rate. For details on our data sources and how we put all the information together to create our final rankings, check out the Data and Methodology section below.
This is SmartAssetâs second annual study on the best places to live on a $60,000 salary. Read the 2019 version here.
1. Sioux Falls, SD
The best city to live in on a $60,000 salary is Sioux Falls, South Dakota, according to the data we analyzed. Sioux Falls comes in sixth overall for two of our nine metrics: average commute time (17.4 minutes) and poverty rate (8.6%). It also comes in eighth for three other metrics: entertainment establishments (8.75 per 10,000 residents), civic establishments (13.00 per 10,000 residents) and July 2020 unemployment rate (5.8%).
2. Billings, MT
Billings, Montana has 13.08 civic institutions per 10,000 residents (the seventh-highest rate for this metric in the study) and 10.48 entertainment establishments per 10,000 residents (the sixth-highest rate in the study). Only 4.4% of the population in Billings is without health insurance â the sixth-lowest rate for this metric across all 97 cities we analyzed.
3. Lincoln, NE
Lincoln, Nebraska had an unemployment rate of just 5.0% in July 2020, the second-lowest ranking overall for this metric. Lincoln has 13.26 civic establishments per 10,000 residents, sixth-highest in the study. The city places 10th overall for average commute time, with the average person going from home to work in 18.4 minutes.
4. Eau Claire, WI
Eau Claire, Wisconsin has an average commute time of just 15.1 minutes, ranking second-shortest in the study. The city places eighth for two other metrics: median monthly housing costs ($915) and housing costs as a percentage of a $60,000 income (18.30%).
5. Wyoming, MI
Wyoming, Michigan has a poverty rate of just 8.5%, ranking fifth-best across all 97 cities we studied. Wyoming places fourth in two separate metrics related to housing costs: median monthly housing costs ($880) and median housing costs as a percentage of a $60,000 income (17.60%). There are 12.01 civic establishments per 10,000 residents, ninth-highest overall.
6. Appleton, WI
The July 2020 unemployment rate in Appleton, Wisconsin was 6.1%, 10th-lowest of the 97 cities for which we considered data. Appletonâs median monthly housing costs amount to $920 (an 11th-best ranking) represent just 18.40% of a $60,000 income (also an 11th-best ranking). Appletonâs other top-20 ranking is for a relatively low poverty rate of 11.5%.
7. Duluth, MN
Duluth, Minnesota has the highest number of civic establishments of any city we analyzed, at 15.62 per 10,000 residents. The city comes in third in terms of the percentage of residents without health insurance, at just 3.5%, and fifth for average commute time, at 16.8 minutes. While Duluth has a median household income of just $55,819 â ranking 88th overall for this metric â it ranks ninth overall for both housing cost metrics we considered.
8. Omaha, NE
Omaha, Nebraska had the 11th-lowest July 2020 unemployment rate in the study, coming in at 6.4%. The city places 20th for its relatively low poverty rate, with 11.6% of the population living below the poverty line. Omaha is fairly expensive, with median monthly housing costs of $1,044, which represents 20.88% of a $60,000 income â ranking 31st out of 97 in the study for both housing costs and housing costs as a percentage of income.
9. Cedar Rapids, IA
Cedar Rapids, Iowa has monthly median housing costs of $902, which is 18.04% of a $60,000 income. The city places seventh in our study for both of those metrics. Cedar Rapids has two other top-15 metrics: It ranks 12th overall for the relatively low percentage of people without health insurance (5.5%) and 13th overall for average commute time (18.7 minutes).
10. Lexington, KY
Lexington, Kentucky had the seventh-lowest July 2020 unemployment rate of the 97 cities we analyzed, at 5.7%. Median monthly housing costs in Lexington total $991, which is 19.82% of a $60,000 budget (a top-25 rate). Lexington also ranks 10th out of 97 for its relatively high number of civic establishments, at 11.98 per 10,000 residents.
Data and Methodology
To find the best cities in the U.S. to live on a $60,000 salary, SmartAsset first created a list of the cities in which the population was at least 60,000 people and the median household income was between $55,000 and $65,000. We did this in order to find the cities where an income of $60,000 fell within the range of an average household. This resulted in a list of 97 cities, which we compared across the following nine metrics:
First, we ranked each city in each metric. From there, we calculated the average ranking for each city, assigning each metric an equal weight. Using this average ranking, we created our final score. The city with the highest average ranking received a score of 100. The city with the lowest average ranking received a score of 0.
Tips for Managing your Money With $60k in Income
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The post Best Places to Live on a $60,000 Salary â 2020 Edition appeared first on SmartAsset Blog.