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Apartment Highlights: Aura Pentagon City

Camden Midtown Houston Apartments Property Highlight

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Apartment Community Spotlight: Aura Pentagon City

Aura at Pentagon City is the destination address that proves you don’t have to live in the District of Columbia to be a true resident of the nation’s capital. Your new address is the center of the DC Metro area, including all commuter routes and, of course, the area’s parks, shopping, dining, and nightlife options. A quick walk–just blocks from either the Pentagon City or Crystal City Metro and you’re home!

Choose a beautiful studio, one or two-bedroom apartment home that’s designed just the way you like it, with just enough space for your needs. Apartment homes range in size from 519 square feet to 1,243 square feet and with nearly 20 options to choose from, you’re sure to find a floorplan that suits your life. And our favorite feature; they’re pet-friendly! 

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Aura Pentagon City truly makes residents feel at home. They treat residents with high-end customer service, regardless of the situation. In addition to the wonderful team at Aura Pentagon City, the community amenities are top-notch. Whether you value underground parking, outdoor space, a business center, valet dry cleaning, rooftop pools and sundecks, on-site maintenance, fitness center, and even a dog park for your four-legged friend,  they have it all — and more.  Two resort-style pools, a fully equipped fitness center, and concierge are our favorites! Additionally, there is on-site parking, trash and recycling, and on-site dry cleaning. Can you think of anything missing from this community, because we can’t!

 

All in all, Aura Pentagon City is our community of choice when it comes to the Pentagon City neighborhood. The lux amenities, stellar service, and its central location are our main reasons why we love it. If you are looking into making Arlington, Virginia your home, Aura Pentagon City should be at the top of your list – we promise you’ll love it!

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Read Apartment Highlights: Aura Pentagon City on Apartminty.

Source: blog.apartminty.com

15 Best Cheap College Textbook Rental Sites

Renting your textbooks is a great way to cut the cost of your college experience. Here are some of the best cheap college textbook rental websites to try.

The post 15 Best Cheap College Textbook Rental Sites appeared first on Bible Money Matters and was written by Lorraine Smithills. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Source: biblemoneymatters.com

Are All the Food Delivery and Subscription Services Worth It?

We’re living in an age of convenience. Groceries can be delivered, clothes can be picked out for you and just about every TV show and movie ever made can be beamed straight into your living room. If I had the money, I could get pretty much everything I need without ever leaving my house.

But unfortunately, I don’t have the money. Do you?

As our society has collectively fallen in love with subscription services, many of us have let them take over our budget. Because these are recurring expenses, it’s all too easy to sign up and forget about your card being charged every month.

It’s time to finally ask yourself -are all of these subscription services worth the money?

Are You Spending Too Much on Subscription Services?

Before you can decide if meal subscription and delivery services are eating up too much of your budget, you have to figure out how much you’re spending on them. This is a very subjective and personal question that depends on your income, total spending and other goals.

Look at your monthly subscription and food delivery spending in Mint, checking to see if the numbers align with your budget. Take the time to sort and categorize the transactions if you haven’t done so in a while. It may help to look through several month’s worth of expenses, because some subscription services like FabFitFun only ship once a quarter.

Spending may also vary based on the seasons or other external factors. You may spend more on food delivery services during final exams because you’re too busy to meal plan. If the seasons change and you don’t have any clothes, you may spend more on personal styling services.

Once you have an accurate account of how much you spend, compare it to your income and other expenses. Spending $50 a week on a meal kit service doesn’t mean anything without context. You need to know how that compares to your other expenses.

How to Cut Down on Subscription Services

If you found that you’re overspending on subscription services, it doesn’t mean that you need to cut them out entirely. Think about how much value each service provides to your life, and prioritize where your money is going.

Make a list of all the subscription services you currently have and how much you spend on them each month. Then rank the subscription and delivery services from most important to least.

Write down how often you actually use the products or services. Be honest with yourself. The goal is to keep the boxes and services that you actually use, love and enjoy on a regular basis. This can help you identify which services don’t fit into your lifestyle – or budget.

Try to be as objective and ruthless as possible here. Yes, you may love getting the monthly Stitch Fix box in the mail, but do you actually keep the clothes they send? Learning to cook with Blue Apron may be a worthy goal, but do you actually like the meals they send?

Once you have a list of essential subscriptions, look at your budget again and determine how much money is left for those services. If the available amount is greater than the total cost, you’re in the clear.

However, if the amount is more than you can afford, it’s time to go back to the drawing board. If you absolutely can’t bear the thought of parting with your subscriptions, you’ll have to look at cuts you can make in other spending categories.

How to Save on Subscription Services

Chances are, you’re paying more for some of your subscription services than is absolutely necessary. Most video streaming services let you watch multiple screens at once so you can split it with friends or family. Some even have student deals if you have a university email address. Your school may even have its own special agreements with certain providers.

If there are a lot of subscription services you want to keep, consider alternating which ones you use throughout the year. Most subscription and delivery services make it easy to cancel and resubscribe later.

For example, if you have a beauty box subscription and a bathroom full of toiletries, quit the service until you’ve used most of the products. Many of these products expire, so you’ll be saving money and cutting down on waste.

If you subscribe services but only use them during a particular season, like a streaming service tied to a seasonal sport, get rid of them and reactivate when you’re ready. You can also do this with streaming services that only have a few shows you’re interested in. Once you’re done watching Stranger Things, for example, you can deactivate your Netflix membership for no penalty.

Seek Alternative Ways to Save

Looking for cheaper versions of your favorite services can also help you avoid overspending. Some grocery stores now have meal kits similar to Blue Apron or HelloFresh. It’s not as convenient, but it’s a much more affordable alternative.

Many companies give customers referral codes they can send out to friends and family. When people use your referral codes, you’ll earn free credit or cash. For example, Barkbox provides a free month if someone signs up for a six or 12-month membership through your referral link.

Sometimes companies will have a special coupon for new customers that use referral codes, like Stitch Fix who provide a $25 bonus for both the new customer and the one who referred them.

You can share these links on social media, by text or through email. Some programs have a limit on how much you can earn with referral codes, but it never hurts to try. If you end up exceeding that amount, you can apply for their official affiliate program to earn cash instead of credit.

If you do cancel a program, check your bank account to make sure you’re no longer paying for it. Some services are guilty of occasionally charging former subscribers even after they’ve quit.

Which subscription service are you going to cut back on this year? Let us know in the comments!

The post Are All the Food Delivery and Subscription Services Worth It? appeared first on MintLife Blog.

Source: mint.intuit.com

How to Teach Your Teen to Budget Like a Pro

It amazes us how quickly our girls are growing up. Next month when school starts up again, we’ll have a fourth-grader and a kindergartener.

Even though we have some time before they are ready to move out of the house, we want to spend time now prepare them for the big transition. As a parent, you probably feel the same way too. 

One crucial piece of a financial foundation kids and in particular, teens, need to master is learning to budget (and sticking with it),

While they’re home now, you have a fantastic opportunity to get them comfortable with handling their money.

If you’re not sure where to start, here are some tips from fellow parents and experts in the personal finance space to make teaching this life skill a bit easier less stressful for you and your teen!

Teach Your Teen to Budget for Real Life

Teens or not, whenever most people hear the word budget, they also hear the word ‘no’. To them, budgets feel like a strict diet. Just as fad diets fail, an unrealistic or extreme budget will more than likely discourage your teen and they will quit.

The first step before you even talk about the numbers is to discuss exactly what a successful and sustainable budget should be. When done right, a budget is something that helps you move your money towards your goals. Explain to them that at its root, budget is simply a plan about what they’d like to do.

You want a budget that can cover:

  •     Essential bills
  •     Future goals
  •     Discretionary expenses

When your teen’s budget covers those goals, they’re not only putting their finances in a good spot, but they’re moving closer to their specific long term dreams.

Creating a Doable Budget (They’ll Actually Enjoy!)

Once your teen(s) understands how a budget works, it’s important for them to create a budget that they can use in the real world. You can honestly budget however you want, but an easy budget to get your teen started is the 50/20/30.

Quite simplify, the 50/20/30 budget puts money into those three main buckets:

  •     50%  goes towards essentials
  •     20% towards savings (or investing)
  •     30% for fun and discretionary expenses

I appreciate how easy and flexible this budget can be. You can adjust the percentages for your teen’s needs, but it gives them some ballpark idea of how to portion their finances when they are out on their own.

How do you start them out on this budget?

With teens, you may have expenses like clothing or their cellphone bill count as essentials, or you may want to give your child the experience of being responsible for a small, shared family bill while they are still at home.

For older teens, you could even charge them a nominal ‘rent’ to offset their portion of the bills. In some cases, parents give that money back to their child as a gift to help with moving expenses (like for their security deposit) or use as additional savings. 

However you decide, talk it over so your teen understands why you’re doing it this way.

Share Your Family Budget

Creating a budget isn’t complicated, but it can difficult if your teen has no idea what to expect. Knowledge can be empowering.

While we may take it for granted since have to deal with the numbers, but your teen may not be aware of how much it takes to keep the lights on and roof over their heads. If you haven’t already shared your own budget already, now is the time.

Not knowing also puts them at a disadvantage when they start searching for a place or are comparing prices on expenses. Being armed with the numbers makes your teenager a more informed consumer.

When Your Teen Breaks Their Budget

Will there be times where your teenager will mess up with their budget? Probably so. However, that’s not necessarily a bad thing. As parents, we tend to want to protect our kids, but we also have to prepare them for the real world. As Ron Lieber, author of The Opposite of Spoiled, pointed out we should let our kids make financial mistakes. 

Wouldn’t it be better for your child to break the clothing budget while they’re still at home allowing you to help guide them through rather than having break their monthly budget while they are on their own and have bills to pay?

Mistakes will happen, they’re a part of life so giving your teen time to work those them and adjust their budget is a blessing for their future selves.

Essential Accounts for Your Teen  to Have

Since we’re talking about budgets, we should also mention some essential accounts you’d want your kid to have so they can practice managing their money.

Opening up student checking and savings accounts (usually free low on fees as well as not having minimum balance requirements) are good foundational accounts for your teen. They can deal with real-world situations pending charges, automatic transfers, and direct deposits.

As Family Balance Sheet founder Kristia Ludwick pointed out, teens should have the skill of balancing a checkbook even if they decide to go all-digital with their banking.

If they work, talk it over together and see if they can open up an IRA and start contributing. It doesn’t have to be much. The idea is to get them familiar and comfortable with the basics of investing.

Even if they put in $25 a paycheck, having them practice setting aside money in their budget for both long and short term goals is an invaluable lesson. You can also encourage them to contribute by offering a match for what they put in.

How Teens Can Easily Stay on Top of Their Money

With several accounts to keep tabs on, your teen is going to need an easy system to track their budget and goals.

With Mint, they can link up their accounts in one secure spot. They can also add their budget along with any savings goals they want to hit and make sure they stick with them.

Hopefully, these ideas and tips will make it easier to help your teen transition into a self-sufficient adult.

The post How to Teach Your Teen to Budget Like a Pro appeared first on MintLife Blog.

Source: mint.intuit.com

Cash back perks to look for in 2021

If you’re like many people, your spending habits changed in 2020. You probably traded travel and in-person dining for online shopping and takeout. You may have even added a streaming service or two to your list of subscriptions.

Credit card issuers have started offering new perks and rewards to address these changes. And though these perks try to solve for pandemic woes, there’s something to be said for the convenience they offer, even when normalcy returns. There are also a few long-standing features, like online shopping portals, that belong in the credit card conversation now more than ever.

The best cash back card for you depends on your spending habits. So when your budget or lifestyle changes, you should make sure your credit cards are still bringing you consistent value. Here are a few cash back credit card features you need to look out for in 2021.

All information about Capital One Savor Cash Rewards Credit Card, Amazon Prime Rewards Visa Signature, Wells Fargo Propel and U.S. Bank Cash+ Visa Signature has been collected independently by CreditCards.com and has not been reviewed by the issuer.

1. Discounted grocery and takeout delivery services

If you’re planning to do a fair portion of your dining at home this year, you should look for a card that makes that easier and cheaper. With the right card, you can earn rewards on restaurant and grocery store purchases, while also saving on the services that deliver them, like Uber Eats, Doordash and Instacart.

Here are a few of our favorite cash back cards for food delivery:

American Express® Gold Card – You’ll get up to 12 months of complimentary Uber Eats Pass membership, as long as you’re enrolled by Dec. 31, 2021. This service usually costs $9.99 per month, offering an unlimited $0 delivery fee for restaurant orders and 5 percent off restaurant orders over $15, along with a $0 delivery fee on select supermarket groceries over $30. In addition, you’ll get up to $120 in annual dining credits for eligible purchases with Grubhub, Seamless, Boxed and more.

Chase Sapphire Reserve® – If you enroll by 12/31/2021, you and your authorized user(s) will receive at least 12 months of complimentary DashPass (usually $9.99 per month), which means free delivery on qualifying DoorDash orders. You’ll also get up to $60 in DoorDash credits in 2021.

Capital One Savor Cash Rewards Credit Card – Because it’s in the Mastercard network of credit cards, you’ll get two months of Instacart Express, including $0 delivery fees on orders over $35. You can get this benefit with any US-issued Mastercard card, but the Capital One Savor is an especially good option because it also offers 4% cash back on dining and 2% cash back on grocery store purchases.

2. Online shopping portals and rewards

Though cash back cards are known for their simple redemption process, you can often get even more value by using their shopping portals. Not every card and issuer has this option, but it’s certainly worth looking into if you now prefer to do your shopping digitally.

For example, the Shop Through Chase portal features deals from over 200 retailers, offering boosted cash back rates as well as discounts on purchases at stores like Nike, Banana Republic, Sephora and Under Armour. Other shopping portals include the Wells Fargo Earn More Mall and the Citi Bonus Cash Center.

Another option is to use a credit card that offers boosted cash back on online shopping purchases. While the cash back rates may not be as high as you would find in a shopping portal, you’ll earn consistent cash back on all of your online shopping purchases, regardless of the merchant.

Our favorite cash back card for online shopping is the Bank of America® Cash Rewards credit card, which earns 3% cash back on a category of choice (gas, online shopping, dining, travel, drug stores or home improvements and furnishings), as well as 2% cash back at grocery stores and wholesale clubs. Note, however, that those rates apply only to the first $2,500 in combined grocery store/wholesale club/choice category per quarter. After that, it’s just 1%.

Another contender is the Amazon Prime Rewards Visa Signature. You have to have a Prime membership to get it, but the rewards offer serious value for Amazon lovers. Cardholders earn 5% cash back on Amazon.com and Whole Foods purchases.

3. Streaming service rewards

As streaming services continue to multiply, it seems like you need two or three subscriptions just to stay up to date on your favorite shows. Earning cash back for your subscriptions can make this pleasure a bit less guilty.

The best card for earning cash back on streaming services is the Blue Cash Preferred® Card from American Express, which offers 6% cash back on select U.S. streaming subscriptions, including Disney+, HBO and HBO Max, Hulu, Netflix, Apple TV, Prime Video and more.

Another great card that offers rewards for streaming subscriptions is the Wells Fargo Propel American Express® card, which offers 3 points per dollar for select streaming service subscriptions. While this isn’t strictly a cash back card, you can redeem your points for cash back at the same value. Plus, there’s no annual fee.

4. Rewards on utilities

If you’re working from home or spending more time indoors, your utility bills have probably increased this year. It might instinctively feel wrong to pay bills with a credit card, but it can actually save you money. With the right card, you can earn cash back on your energy, electricity, gas and water bills. Just make sure your utility providers don’t charge a convenience fee for using a credit card.

The best cash back card to use for home utilities is the U.S. Bank Cash+™ Visa Signature Card. This card allows you to pick two categories from a list of 12 to earn 5% cash back in (on up to $2,000 in combined purchases per quarter). On that list of twelve is home utilities. If you were to spend $150 on eligible utilities each month, that 5% cash back would put an extra $90 in your pocket annually.

Bottom line

The start of a new year is a perfect time to assess your budget and credit card strategy. If you’re earning a measly 1% cash back or nothing at all on a significant portion of your budget, consider applying for a credit card that will help you make the most of those expenses. Check out our full analysis of the best cash back credit cards and apply securely when you’re ready.

Read more:

  • How cash back credit cards work
  • Best credit cards for grocery shopping
  • Best credit cards for restaurants
  • Best flat-rate cash back credit cards

Source: creditcards.com

10 Things to Know About Living in Las Vegas

When we think of Las Vegas, it often has a connotation of big parties, gambling and expensive fun. Most people who go to the Entertainment Capital of the World are there for a good time and want to experience the food, shows and casinos. But what’s it like for the locals who are working and living in Las Vegas?

It’s a fairly big city, and residents have access to all of the fun and excitement as other out-of-town visitors. But every day isn’t a party when you’re living there — people have homes, families and careers to think about.

There are lots of surprising aspects of living in Sin City, and it just might be the kind of scene you’re looking for.

1. Get ready for discounts

In the Entertainment Capital of the World, many hotels, casinos and even restaurants give discounts to those who live locally. That means you’ll get discounts on Las Vegas attractions, spas and even shows, such as Cirque du Soleil, so you can enjoy the perks of the city without draining your bank account.

2. There are lots of pools — and you’ll be grateful for them

pool

Since it can get pretty hot and be fairly warm for eight or nine months out of the year, many residents in Las Vegas have pools. Most apartment complexes have pools, but if yours doesn’t have one, you’ll inevitably have friends with access to a pool. Or, you can head to one of the hotels with a luxury pool for a little weekend staycation.

Whatever pools you can access, you’ll be glad you have them. There are plenty of days when it’s too hot to do much else outdoors and slipping into the cool water might be the only thing that keeps you sane.

3. The heat is extreme

Most people haven’t experienced Vegas-style heat — we’re talking 120 degrees Fahrenheit or more on some days during the summer. That might sound bearable when you can hang out in the pool all day, but at temperatures climb that high, even a pool will feel like a hot tub.

When it gets unbearably hot, you can plan on hanging out inside with the air conditioner cranked up and eating popsicles all day long to stay cool.

4. Grocery stores are extra convenient

Being known as one of the cities that never sleeps, most Las Vegas grocery and convenience stores are open 24/7, so you can head out and get what you need without checking the time and worrying that stores will be closed. Plus, wine, beer and spirits are sold in the majority of grocery stores.

5. It’s surprisingly affordable

Most larger, well-known cities are quite expensive when you take housing, transportation and food into account. But living in Las Vegas is surprisingly affordable — it’s actually one of the most inexpensive places to live in Nevada. The cost of living in most categories is quite close to the national average, which is surprising for a larger city.

It has a thriving housing market, where there are plenty of homes available for fairly reasonable prices, and rent isn’t sky-high. The average rent in 2020 for a one-bedroom apartment is a little more than $1,200 a month — well below the national average of $1,600. And because there are plenty of quiet suburbs outside of the Strip and downtown areas, there are lots of supermarkets, restaurants and shopping malls readily available.

Most of the expensive places, whether they’re high-end stores or five-star restaurants, are located on the Strip or in downtown Vegas. Outside of that, most stores and restaurants in the valley are affordable and easily accessible to the locals.

You’ll rarely have to pay for parking, which is uncommon in a big city. Since hotels often have stores and attractions within them and casinos want people to come inside and play, they often will have free parking garages to attract potential customers.

6. There’s unique outdoor recreation

valley of fire

Las Vegas isn’t usually known for its camping and hiking scene, but there are some fun and different places to explore in the area. Some of the best spots are Valley of Fire and Red Rock Canyon. You can even go skiing during the winter months at Mt. Charleston, which is a reasonably short drive from the city.

And if that’s not enough for you, you’ll only be a few hours away from the state and national parks of Utah and California.

7. It’s best to have a car

In many bigger cities, there’s great public transportation, and it’s often preferred by the locals because of high parking costs and traffic congestion. But most Las Vegas residents don’t rely on public transportation to get around, and many people own cars.

Although there’s some public transportation, it’s mostly buses — the city is quite sprawling, making public transportation an extremely time-consuming option, especially if you’re going from one end to the other.

As far as driving goes, the most traffic-heavy places in the city are downtown and the Strip, and most other places aren’t too bad. Just beware of the Spaghetti Bowl, which is where multiple freeways merge together near downtown — traffic can get pretty congested there during rush hour.

8. No more state income tax

Unless you’re moving to Las Vegas from one of the other few states that doesn’t have an income tax, this will be a happy surprise. Nevada doesn’t have a personal income tax or corporate income tax.

9. Major league sports are coming in hot

In just the last few years, Sin City has become home to two major-league sports teams. The Raiders football team relocated there from Oakland earlier this year, giving residents something to be happy about, despite the other events of 2020.

But perhaps the most exciting thing was the creation of the Golden Knights, an NHL team that now plays in Vegas. When the team was first created, many people had low expectations — but the team ended up getting within only a few games of winning the Stanley Cup in its very first season. So, even if you’re not a hockey fan now, you’ll definitely become one when you move to Vegas.

10. Watch out for desert critters

scorpion

Most of us have had spiders or ants get in the house — that’s going to happen no matter where you live in the U.S. But have you dealt with cockroaches, lizards and scorpions?

While scorpions aren’t an everyday thing, you should still be aware of them and know that they could show up in your yard. And although most of the lizards are harmless, it can still be unsettling to see them basking in the sun all over the rocks around your home. But the cockroaches are something else. You’ll want to invest in good pest control because they’ll find a way to sneak into your bathroom and kitchen, even if you live on the fifth floor of a building.

If you have a pet, keep in mind that their food will attract more roaches, so keep their bowl in a high-traffic area of your house to ward off the pesky little critters. And make sure you seal the excess food in a container or bag so you don’t reach in and scoop up a handful of cockroaches when your pet is hungry.

Living in Las Vegas is full of surprises

In spite of its nickname being “Sin City,” living in Las Vegas can be a great experience. It’s a diverse place and contains all of the perks of a big city without the cost and without feeling like such a busy, overcrowded place all the time. The longer you live in Vegas, the more the city will surprise you.

The post 10 Things to Know About Living in Las Vegas appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

Property Spotlight of the Day-Crescent Park

The Best Apartment Deals In DC Right Now | Cheap DC Apartments

We’re all about scoring a good deal here at Apartminty.  While we love perusing the top-of-the-line luxury apartments in DC, we also understand, sometimes an affordable rent is the better option. Either way, instead of you searching for Washington, DC apartments on Craigslist and property management company listing sites, we are delivering our choice of the best apartments to rent in DC right now.  Here’s our pick for the best Washington, DC apartment in Columbia Heights for rent today. Want more information on moving to DC? Check out Apartminty’s  Ultimate Guide to Moving to Washington, DC.

 CRESCENT PARK

Crescent Park Apartments 

2 Elmira Street SE
Washington, DC 20032

1 Bedroom/1 Bath
$1115/month
Unit #: 3
710 Sq Ft
Available Now

Why it’s a great deal:
If you are looking for a true rental deal, Crescent Park is a dream.  Located right off of South Capitol Street, these spacious apartments come equipped with hardwood floors, updated kitchens, and free basic cable. With on-site maintenance and management teams, on-site laundry facilities, and the ability to pay your rent online! Looking for something a little different? Check out Apartminty’s guide How to Find an Apartment in DC.

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Read Property Spotlight of the Day-Crescent Park on Apartminty.

Source: blog.apartminty.com