CategoryApartment Life

Renovate or Sell? Why We Bought a New Home

When we bought our first home in 2013 we thought it would be our forever home. We planned on renovating once we were in a better place financially, but 6 years later we found ourselves struggling with the decision to renovate or sell. 

The post Renovate or Sell? Why We Bought a New Home appeared first on Homes.com.

Source: homes.com

How to Pay Federal Estimated Taxes Online to the IRS in 2021

Are you self-employed or a small business owner? You may need to pay estimated taxes to the IRS every quarter. Learn more about how it works in your case.

Source: moneycrashers.com

Best Savings Accounts of 2021 (High-Yield & Sign Up Bonus)

When you’re ready to build a nest egg, it’s important to get the right savings account. Find yours with our best savings accounts of .

Source: crediful.com

How to Get a Chase Debit Card Replacement

If you lose your chase debit card by any chance or if it was stolen, you can request a replacement very easily. But one thing you cannot do anymore is to just go to a Chase branch in your neighborhood and request a replacement card. While it was convenient, Chase discontinued that method due to fraud.  We’ll show you how you can replace your chase debit card in 3 other ways.

Note that if you card is about to expire, there is no need to request a replacement card. Chase will automatically send you a new card during the month your current card will expire. The main reasons to request a card are if your card has been stolen, lost, or damaged.

Three Simple and Easy Ways to Request a Chase Debit Card Replacement:

1. Do it online at Chase.com

The first way to request your Chase debit card replacement is to do it online.

1. Go to Chase.com to sign in. 2. Once you are on the homepage, click on the “More…” options. 3. Then, click on “Account Services.” 4. Then, click on “Replace a lost or damaged card.”

After you have completed all these steps, the new window will ask you to choose a Chase debit card that you need to replace. It also ask you to choose a reasons why you need to request a Chase debit card replacement.

The three main reasons you will notice on the drop down menu are: 1) my current cards needs to be re-issued; 2) My card is lost; 3) My card wasn’t received.

Once you have chosen a reason for replacement, review and submit your request. You should receive your card in 3-5 business days. If you don’t receive your card after five days, call Chase customer service using the number on your statement. 

2. Replace your Chase Debit Card by calling customer service.

Another way to order a Chase debit card replacement is through telephone. Using the Chase customer service is available 24/7. So you can call immediately, especially if you think your debit card was stolen.

The telephone number to call is 1-800-935-9935. If your credit card that is lost, damaged or stolen, the right telephone number is 1-800-432-3117.

3. Replace your Chase debit card is through the Chase Mobile app.

Lastly, the third way to replace your Chase debit card is through the Chase Mobile app.

If you have installed it on your phone, this should be very easy and straightforward. Right from your phone, follow these steps:

1) After you login into your Chase Mobile app, tap on the debit card or credit card you want to replace. 2) Scroll down to find “Replace a lost or damage card.” 3) Then, choose the card you want to replace and then choose a reason for replacement. 4) Review your request and submit it.

Simple and done!

In conclusion, if you think you need a Chase replacement card, request it either from the Chase Mobile app, sign in to chase.com, or call the 800 number. It’s easy and you can request it in under 5 minutes. But one thing you cannot do is visiting your local branch and request one instantly. Chase will not replace your debit card at any of its locations. You’ll have to use the three methods outlined above.

Related:

  • CIT Bank Savings: How Much Can You Earn?
  • How Much Should You Save a Month?
  • What is a Consumer Loan

The post How to Get a Chase Debit Card Replacement appeared first on GrowthRapidly.

Source: growthrapidly.com

Best High-Yield Savings Accounts for 2020 | The Simple Dollar

High-interest savings accounts offer those looking to save a liquid option to grow their money at a competitive rate in fee-free, no minimum accounts.

Source: thesimpledollar.com

How to Dispute Mistakes On Your Credit Report

Source: feeds.killeraces.com

How to File for Pandemic Unemployment Assistance in Every State

Source: thepennyhoarder.com
Initially, the CARES Act authorized PUA payments for a maximum of 39 weeks. The second stimulus package extended PUA to 50 weeks total — or 11 extra weeks.
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Note: This article has been updated to reflect the new programs and provisions in the second stimulus package.
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Our interactive map includes PUA filing instructions for all 50 states and Washington, D.C.

Depending on which gig app you use and how much you earned, you may not have received any 1099 income forms in the mail. In that case, log on to the app and download your income statements.

What Is Pandemic Unemployment Assistance?

States marked in light blue have a PUA application separate from the regular Unemployment Insurance system. If you are a resident of one of these states, you can file for PUA directly so long as you meet the eligibility criteria.
PUA now sunsets on March 14, 2021, unless extended by Congress and the Biden administration. Those who haven’t exhausted their PUA benefits as of March 14, 2021, may continue receiving benefits until April 5, 2021.
To see if you need to file two applications or one streamlined version, click your state on the map for specific filing instructions.

  • You have been diagnosed with COVID-19 or have symptoms and are seeking diagnosis.
  • A member of your household has COVID-19.
  • You are taking care of someone with COVID-19.
  • You are caring for a child or other household member who can’t attend school or work because it is closed due to the pandemic.
  • You are quarantined by order of a doctor or health official.
  • You were scheduled to start employment and don’t have a job or can’t reach their workplace as a result of the pandemic.
  • You have become the breadwinner for a household because the head of household died due to COVID-19.
  • You had to quit your job as a direct result of COVID-19.
  • Your workplace is closed as a direct result of COVID-19.
Pro Tip
The Penny Hoarder looked at the application process in all 50 states, plus Washington, D.C. when the program was first created. We compiled the information into an interactive map that shows you how to file in each state, then updated the information based on new provisions laid out in the second stimulus package.

Due to new rules outlined in the second stimulus package, state labor departments are once again scrambling. Hiccups should be expected while applying for, asking about or submitting documents related to PUA. Many gig workers and independent contractors warn of website crashes, unavailable customer service, confusing questionnaires and more.
Here’s a look at what’s included. (Click a link to jump to the section you need.)
All PUA recipients should be expecting to file more paperwork, too. To curb fraud, the second stimulus deal forces current and new PUA recipients to submit documents related to employment or self-employment, according to the DOL.

How the Second Stimulus Package Changes PUA

For the first time nationally, independent contractors and gig workers can receive unemployment benefits — through Pandemic Unemployment Assistance. Millions of Americans have relied on this program since it was created by the first stimulus package in March 2020.
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To determine PUA eligibility, most states funnel applicants through the Unemployment Insurance system first. Those states require you to file two applications: state unemployment first, then PUA.
This guide will explain everything you need to know about Pandemic Unemployment Assistance.
The exact documents needed will be determined by your state agency, which is required to notify you. The deadline to file those documents is March 27, 2021. Defer to your state’s deadline if different.
Weekly PUA pays half of your state’s average unemployment payment. Average state payments range from roughly 0 to 0, meaning that you can expect PUA payments between and 0 weekly.
Weekly PUA pays half of your state’s average unemployment payment. Average state payments range from roughly 0 to 0, meaning that you can expect PUA payments between and 0 weekly.

FROM THE MAKE MONEY FORUM

Weekly PUA pays half of your state’s average unemployment payment. Average state payments range from roughly 0 to 0, meaning that you can expect PUA payments between and 0 weekly.

Pro Tip
Pandemic Unemployment Assistance was established by the .2 trillion federal stimulus package in March 2020 and was extended by the second stimulus package passed in December 2020.

Expect Delays

If you’re ready to file for Pandemic Unemployment Assistance, you’ll need to gather several types of identification- and income-related documents.
If you are approved for at least in unemployment benefits, you will also be eligible for a 0 weekly boost for up to 11 weeks and until March 14, 2021. This 0 boost is known as Federal Pandemic Unemployment Compensation (FPUC).
Here’s how we broke it down on the map.
If you have already exhausted your state’s Unemployment Insurance benefits, you may receive additional benefits through PUA.
One new and notable limitation: PUA used to be available retroactively as far back as January 2020. The new stimulus law tightens the window for retroactive PUA payments to Dec. 1, 2020, through March 14, 2021.

Moving Across the Country with Branden Harvey

After moving from Nashville, Tennessee to Portland, Oregon, Branden Harvey shares his experience of moving from one side of the country to the other. From talking about the good, the bad, and the ugly of moving and how Homes.com can help you, Branden gives you advice for making the leap.

The post Moving Across the Country with Branden Harvey appeared first on Homes.com.

Source: homes.com

8 Best Bank Accounts for Kids Under 18 (Checking & Savings) – Rates for 2021

Are you wondering what the best bank account is for your child? We cover the best checking and savings accounts for minors. Get started here.

Source: moneycrashers.com